|
Account
|
Current
Rate
|
Compound
Periods
|
|
Savings- account balances up to $49.99
|
0.00%
|
Monthly
|
|
Savings- account balances over $49.99
|
1.00% APR 1.004592% APY |
Monthly
|
|
Christmas Club |
1.00% APR 1.004592% APY |
Monthly
|
|
Vacation Club |
1.00% APR 1.004592% APY |
Monthly
|
|
Certificate Shares |
0.00%
|
Monthly
|
|
Money
Market Shares- account
balances up to $4,999.99
|
1.50% APR 1.51% APY |
Monthly
|
|
Money
Market Shares- account
balances up to $9,999.99
|
1.75% APY 1.76% APR |
Monthly
|
|
Money Market Shares- account balances up to $49,999.99
|
2.50% APR 2.52% APY |
Monthly
|
|
Money
Market Shares- account
balances over $49,999.99
|
2.75% APR 2.78% APY |
Monthly
|
| Certificates: | ||
|
Account
|
Current
Rate
|
Annual
Yield
|
|
12-Month
Certificate*
|
3.55
|
3.608331
|
|
24-Month
Certificate*
|
3.65
|
3.711689
|
|
36-Month
Certificate*
|
3.65
|
3.711689
|
|
48-Month
Certificate*
|
3.65
|
3.711689
|
| * Interest is compounded monthly | ||
| Loans: | ||
|
Type
|
Current
Rate
|
Upper
Rate
|
|
Share Secured Loan |
4.50% |
7.00% |
|
Debt
Consolidation Loan
|
9.90% |
12.50% |
|
New
Auto Loan
|
4.99%
|
7.99%
|
|
Used Auto Loan |
5.90%
|
11.00%
|
|
Motorcycle
Loan
|
7.25%
|
12.00%
|
|
Consumer Goods |
8.00%
|
12.00%
|
|
Home
Improvement Loan
|
8.00%
|
12.00%
|
|
Boat/Trailer
Loan
|
7.25%
|
12.00%
|
|
Christmas
Loan
|
7.50%
|
11.00%
|
|
New
Truck Loan
|
4.99%
|
9.50%
|
|
Used
Truck Loan
|
5.90%
|
12.00%
|
|
Farm
Equipment Loan
|
7.00%
|
12.00%
|
|
Mobile
Home Loan
|
7.00%
|
12.00%
|
|
First
Mortgage Loan
|
7.00%
|
9.00%
|
|
Second
Mortgage Loan
|
7.50%
|
8.50%
|
|
Open-End/Revolving
Loan
|
11.00%
|
14.00%
|
|
Balloon
Note
|
9.95%
|
0.00%
|
|
Miscellaneous
Loan
|
11.45%
|
0.00%
|
|
Land
Loan
|
6.50%
|
9.00%
|
|
Other
Miscellaneous Loan
|
10.00%
|
18.00%
|
*Savings accounts pay competitve dividend yields, and all are insured up $100,000 by the National Credit Union Administration.
Rates are current as of June 18, 2008
All rates are subject to change without notice.
|
Current
Rates
|
|
|
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|
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Island Services
|
|
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Rates
|
|
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|
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